Cybersicherheit in Finanzdienstleistungen erreichen

Finanzinstitute face an increasingly sophisticated array of cyber threats targeting ihre sensiblen data, financial systems, and customer information. The stakes have never been higher for banks, investment firms, and insurance companies operating in a digital-first environment.

Finanzdienstleister bleiben aufgrund der wertvollen Daten, über die sie verfügen, und der kritischen Natur ihrer Geschäftstätigkeit weiterhin Hauptziele für Cyberkriminelle. Cyberangriffe in diesem Sektor können weitreichende Folgen haben, die über unmittelbare finanzielle Verluste hinausgehen.

The financial sector’s rapid digital transformation has created new vulnerabilities alongside innovative capabilities. Protection strategies must evolve at the same pace to safeguard assets and maintain customer trust in an interconnected financial ecosystem.

Finanzinstitute sehen sich einzigartigen und anhaltenden Cyberbedrohungen ausgesetzt, die darauf abzielen, ihre wertvollen Datenbestände und ihre kritische Infrastruktur auszunutzen. Zu den häufigsten Angriffen zählen:

• Phishing and social engineering: Sophisticated attempts to manipulate employees into revealing credentials or executing fraudulent transactions through deceptive emails, messages, or calls.

• Insider threats: Malicious or negligent actions by employees with legitimate access to sensitive systems and data.

• Ransomware: Targeted encryption of critical financial data with demands for payment, often threatening to expose sensitive information.

• DDoS attacks: Overwhelming financial service websites and applications stören operations and customer access.

• API vulnerabilities: Exploitation of weaknesses in the interfaces connecting financial services with third-party applications.

Cloud adoption has fundamentally changed the threat landscape for financial institutions. As organizations migrieren core banking systems, customer data, and transaction processing to cloud environments, they face evolving attack vectors. Complex regulatory standards further complicate matters: Financial institutions must simultaneously innovate while adhering to stringent compliance requirements that vary by jurisdiction.

Die Hybrid- und Multi-Cloud-Umgebung moderner Finanzinstitute bringt erhebliche Sicherheitsherausforderungen mit sich. Sicherheitsteams müssen Bedrohungen in unterschiedlichen Umgebungen mit verschiedenen Sicherheitsmodellen und eingeschränkter Transparenz überwachen.

Diese fragmentierte Infrastruktur erschwert die einheitliche Durchsetzung von Richtlinien, führt zu potenziellen blinden Flecken bei der Sicherheitsüberwachung und erfordert spezialisiertes Fachwissen über mehrere Plattformen hinweg. Finanzinstitute haben Schwierigkeiten, in diesen heterogenen Umgebungen eine umfassende Erkennung von Bedrohungen und eine koordinierte Reaktion auf Vorfälle aufrechtzuerhalten.

The consequences of inadequate cybersecurity in financial services extend far beyond immediate data breaches or financial losses. Reputational damage can be verheerend: Customers lose confidence in institutions that fail to protect their assets, leading to significant customer attrition.

Die behördlichen Sanktionen sind zunehmend strenger geworden, wobei Geldstrafen bei Verstößen gegen Vorschriften bis zu mehreren Millionen Dollar betragen können. Betriebsstörungen infolge von Cybervorfällen können den Handel zum Erliegen bringen, Transaktionen verhindern oder den Kundenzugang zu Konten über längere Zeiträume hinweg unterbinden.

Ein umfassendes Sicherheitsprogramm für Finanzdienstleistungen erfordert mehrere wesentliche Komponenten:

• Zero-Trust-Architektur: Verification of all users and devices attempting to access resources, regardless of their location.

• Strong encryption: Protection of data both in transit and at rest across all environments.

• Automated recovery capabilities: Rapid restoration of systems and data following incidents to minimize downtime.

• Threat intelligence integration: Proactive identification of emerging threats specific to financial services.

• Regular penetration testing: Identification of vulnerabilities before they can be exploited.

Financial institutions face extraordinary compliance Komplexität. Regulations like the Digital Operational Resilience Act (DORA) in the European Union impose strict requirements for cyber resilience and third-party risk management. Payment Card Industry Data Security Standard (PCI DSS) mandates specific controls for handling payment information. The Network and Information Security Directive (NIS2) establishes cybersecurity requirements for critical infrastructure, including financial services. These overlapping frameworks create a complex compliance landscape requiring sophisticated management approaches.

The financial sector’s unique operational characteristics create distinctive cybersecurity challenges. Financial institutions process continuous, time-sensitive transactions that cannot tolerate disruption. A minutes-long outage can result in millions of dollars in losses and impact thousands of customers. This constant transaction flow provides attackers with persistent opportunities to identify and exploit vulnerabilities.

Häufige Fehlannahmen bezüglich der Cybersicherheit im Finanzsektor können zu unzureichenden Schutzstrategien führen. Viele Institute überschätzen die Wirksamkeit von Perimeter-Abwehrmaßnahmen im Zeitalter von Cloud-Computing und Remote-Arbeit.

Andere begehen den Fehler, Angriffsarten zu verallgemeinern, anstatt die hochgradig gezielten, ausgeklügelten Angriffe zu erkennen, die speziell auf Finanzinstitute zugeschnitten sind. Einige Organisationen konzentrieren sich ausschließlich auf externe Bedrohungen und vernachlässigen dabei Insider-Risiken, auf die ein erheblicher Prozentsatz der Vorfälle entfällt.

Finanzinstitute, die proaktive Cybersicherheitsmaßnahmen umsetzen, profitieren von betrieblichen Vorteilen.

• Swift data recovery capabilities help prevent extended downtime during incidents. Organizations can restore critical systems within minutes rather than days, maintaining business continuity and customer service even under adverse conditions.

• Automatisierte Compliance through integrated oversight helps financial institutions meet strict regulatory mandates. Comprehensive monitoring, documentation, and reporting capabilities streamline audit processes and help avoid compliance penalties. This automation reduces the manual effort required to demonstrate adherence to frameworks like DORA, PCI DSS, and NIS2.

• Frühzeitige Erkennung von Bedrohungen and response can help reduce operational costs associated with cyber incidents. Proactive identification of threats before they cause damage helps minimize recovery expenses, forensic investigation costs, and potential regulatory fines. The financial impact of a contained threat is a fraction of the cost of a full-scale breach.

• Perhaps most importantly, visible commitment to asset protection strengthens client trust. Financial institutions that demonstrate robust security practices build stronger relationships with customers increasingly concerned about data privacy and security. This trust translates directly into customer retention and competitive advantage in a crowded marketplace.

Ein weltweit tätiges Finanzdienstleistungsunternehmen stand aufgrund seiner fragmentierten Infrastruktur für Backup and Recovery vor erheblichen Herausforderungen.. Dem Unternehmen fehlte es an einheitlichen Backup-Richtlinien, und es verfügte aufgrund einer weit verstreuten Datenumgebung mit eingeschränkter Transparenz über keine einheitliche Lösung zur Datensicherheit.

Diese Fragmentierung führte zu hohen Betriebskosten und einer nicht widerstandsfähigen Backup-Architektur, wodurch das Unternehmen anfällig für die zunehmenden Ransomware-Bedrohungen wurde, die auf den Finanzsektor abzielten.

The company partnered with Cognizant and Commvault to implement a comprehensive cyber resilience strategy. The solution consolidated multiple point solutions into a single, unified platform for backup and recovery operations across a multi-country, hybrid environment. This approach eliminated potential gaps in data protection and addressed technical debt while providing end-to-end visibility into the company’s data environment.

Zu den wichtigsten Komponenten der Umsetzung gehörten:

• Consolidation of data protection and recovery operations on the Commvault Cloud platform with a centralized architecture.

• De-duplication and compression technologies for faster backup and higher backup success rates.

• High-availability architecture for the backup infrastructure.

• Global standardization of backup and retention policies.

The unified platform zulässig the enterprise to modernize its security and data policies, automate and optimize storage and recovery operations, and maintain compliance across various regulatory requirements. The solution leveraged AI-driven capabilities to provide greater intelligence and accuracy, including real-time anomaly detection and threat analysis for earlier warning of cyberthreats.

“Commvault provides end-to-end visibility to a complex enterprise data environment and granular recovery options to ensure data is always ready for business. Commvault is helping us deliver what true cybersecurity and resilience should be.” said Siddhaarth Pandey, Director, Cloud, Infrastructure, and Security Services Practice at Cognizant.

The results were impressive:

• 40% faster backup and restore rates for critical servers with storage snapshot integrations and disk-based backups.

• 100% server coverage with a unified platform for all workloads across different backup locations.

• 99% backup success rate through consolidated operations and diligent backup management.

• Effective management of 1024 PBT data across 3000+ clients, including Salesforce and Microsoft 365 workloads.

• Reduced risk, data footprint, and storage costs through global de-duplication and compression.

• Enhanced disaster recovery through backup replication between primary and secondary sites.

• Ransomware alerting at the media agent level.

This transformation zulässig the financial services company to establish a holistic cyber resilience strategy to defend against ransomware and other cyber risks while maintaining the integrity and security of vital data across multiple locations.

Commvault’s unified platform bietet Finanzinstituten umfassende Features to identify and mitigate cyber threats across their environments. The solution integrates advanced security features with data protection to create a cohesive defense strategy tailored to the unique needs of financial services organizations.

Core strengths of Commvault’s approach include:

• Sophisticated threat detection: AI-forward anomaly detection identifies potential ransomware and other threats before they impact critical systems.

• Immutable backups: Protection of financial data with backup copies that remain secure even if production systems are compromised.

• Compliance search capabilities: Rapid identification and retrieval of specific data required for regulatory inquiries or audits.

• Comprehensive data backup: Protection of diverse financial workloads across on-premises, cloud, and SaaS environments.

• Accelerated recovery: Minimized downtime through rapid restoration of critical financial systems and data.

• Multi-environment management: Unified protection across hybrid and multi-cloud infrastructures common in financial services.

Financial institutions benefit from Commvault’s centralized approach to Cyber-Resilienz. The platform’s simplicity reduces the complexity of managing security across disparate environments. Its scalability accommodates growth without compromising protection. Most importantly, it provides comprehensive coverage for the diverse systems and data types found in modern financial organizations.

Commvault’s team of financial services experts can provide additional insights into protecting specific banking, investment, and insurance workloads. Organizations can develop tailored strategies to address their unique security challenges and compliance requirements with expert guidance on implementation and optimization.

Financial institutions must prioritize Cyber-Resilienz to protect their critical assets, maintain customer trust, and meet regulatory requirements. Modern cyber threats require sophisticated, integrated solutions that can adapt to the changing landscape while providing comprehensive protection across hybrid environments.

A unified approach to data protection and Cyber-Resilienz helps organizations stay ahead of threats while maintaining operational efficiency and regulatory compliance.

Demo anfordern to see how we can help strengthen your financial institution’s Cyber-Resilienz strategy.