Atteindre la cybersécurité dans les services financiers

Financial institutions face an increasingly sophisticated array of cyber threats targeting their sensitive data, financial systems, and customer information. The stakes have never been higher for banks, investment firms, and insurance companies operating in a digital-first environment.

Financial services organizations remain prime targets for cybercriminals due to the valuable data they possess and the critical nature of their operations. Cyberattacks in this sector can have far-reaching consequences beyond immediate financial losses.

The financial sector’s rapid digital transformation has created new vulnerabilities alongside innovative capabilities. Protection strategies must evolve at the same pace to safeguard assets and maintain customer trust in an interconnected financial ecosystem.

Les établissements financiers sont confrontés à des cybermenaces spécifiques et persistantes, conçues pour exploiter leurs précieuses données et leurs infrastructures critiques. Parmi les attaques les plus courantes, on peut citer :

• Phishing and social engineering: Sophisticated attempts to manipulate employees into revealing credentials or executing fraudulent transactions through deceptive emails, messages, or calls.

• Insider threats: Malicious or negligent actions by employees with legitimate access to sensitive systems and data.

• Ransomware: Targeted encryption of critical financial data with demands for payment, often threatening to expose sensitive information.

• DDoS attacks: Overwhelming financial service websites and applications afin de perturber operations and customer access.

• API vulnerabilities: Exploitation of weaknesses in the interfaces connecting financial services with third-party applications.

Cloud adoption has fundamentally changed the threat landscape for financial institutions. As organizations migrent core banking systems, customer data, and transaction processing to cloud environments, they face evolving attack vectors. Complex regulatory standards further complicate matters: Financial institutions must simultaneously innovate while adhering to stringent compliance requirements that vary by jurisdiction.

La réalité hybride et multicloud des institutions financières modernes engendre des défis de sécurité considérables. Les équipes de sécurité doivent surveiller les menaces dans des environnements divers, caractérisés par des modèles de sécurité différents et des limites de visibilité.

Cette infrastructure fragmentée complique l’application cohérente des politiques, crée des angles morts potentiels dans la surveillance de la sécurité et nécessite une expertise spécialisée sur plusieurs plateformes. Les organisations financières peinent à maintenir une détection complète des menaces et une réponse coordonnée aux incidents dans ces environnements disparates.

The consequences of inadequate cybersecurity in financial services extend far beyond immediate data breaches or financial losses. Reputational damage can be dévastatrice : Customers lose confidence in institutions that fail to protect their assets, leading to significant customer attrition.

Les sanctions réglementaires sont de plus en plus sévères, les amendes pouvant atteindre plusieurs millions de dollars en cas de manquement aux obligations de conformité. Les perturbations opérationnelles causées par des incidents cybernétiques peuvent interrompre les opérations boursières, empêcher la réalisation de transactions ou priver les clients de l’accès à leurs comptes pendant de longues périodes.

Un programme complet de sécurité des services financiers repose sur plusieurs éléments essentiels :

• Zero-trust architecture: Verification of all users and devices attempting to access resources, regardless of their location.

• Strong encryption: Protection of data both in transit and at rest across all environments.

• Automated recovery capabilities: Rapid restoration of systems and data following incidents to minimize downtime.

• Threat intelligence integration: Proactive identification of emerging threats specific to financial services.

• Regular penetration testing: Identification of vulnerabilities before they can be exploited.

Financial institutions face extraordinary compliance une complexité. Regulations like the Loi sur la résilience opérationnelle numérique (DORA) in the European Union impose strict requirements for cyber resilience and third-party risk management. Payment Card Industry Data Security Standard (PCI DSS) mandates specific controls for handling payment information. The Network and Information Security Directive (NIS2) establishes cybersecurity requirements for critical infrastructure, including financial services. These overlapping frameworks create a complex compliance landscape requiring sophisticated management approaches.

The financial sector’s unique operational characteristics create distinctive cybersecurity challenges. Financial institutions process continuous, time-sensitive transactions that cannot tolerate disruption. A minutes-long outage can result in millions of dollars in losses and impact thousands of customers. This constant transaction flow provides attackers with persistent opportunities to identify and exploit vulnerabilities.

Les idées reçues courantes concernant la cybersécurité dans le secteur financier peuvent conduire à des stratégies de protection inadéquates. De nombreuses institutions surestiment l’efficacité des défenses périmétriques à l’ère du cloud computing et du télétravail.

D’autres commettent l’erreur de généraliser les types de violations de données au lieu de reconnaître les attaques hautement ciblées et sophistiquées, spécialement conçues pour les institutions financières. Certaines organisations se concentrent exclusivement sur les menaces externes tout en négligeant les risques internes, qui représentent un pourcentage significatif des incidents.

Les établissements financiers qui mettent en œuvre des mesures de cybersécurité proactives bénéficient d’avantages opérationnels.

• Swift data recovery capabilities help prevent extended downtime during incidents. Organizations can restore critical systems within minutes rather than days, maintaining business continuity and customer service even under adverse conditions.

• Automated compliance through integrated oversight helps financial institutions meet strict regulatory mandates. Comprehensive monitoring, documentation, and reporting capabilities streamline audit processes and help avoid compliance penalties. This automation reduces the manual effort required to demonstrate adherence to frameworks like DORA, PCI DSS, and NIS2.

• Early threat detection and response can help reduce operational costs associated with cyber incidents. Proactive identification of threats before they cause damage helps minimize recovery expenses, forensic investigation costs, and potential regulatory fines. The financial impact of a contained threat is a fraction of the cost of a full-scale breach.

• Perhaps most importantly, visible commitment to asset protection strengthens client trust. Financial institutions that demonstrate robust security practices build stronger relationships with customers increasingly concerned about data privacy and security. This trust translates directly into customer retention and competitive advantage in a crowded marketplace.

Une société internationale de services financiers était confrontée à des défis majeurs liés à la fragmentation de son infrastructure de Backup and Recovery. L’entreprise manquait de standardisation dans ses politiques de Backup and Recovery et ne disposait d’aucune solution cohérente de résilience des données en raison d’un environnement de données largement dispersé et offrant une visibilité limitée.

Cette fragmentation se traduisait par des coûts opérationnels élevés et une architecture de sauvegarde non résiliente, qui exposait l’entreprise aux menaces croissantes de rançongiciels ciblant le secteur financier.

The company partnered with Cognizant and Commvault to implement a comprehensive cyber resilience strategy. The solution consolidated multiple point solutions into a single, unified platform for backup and recovery operations across a multi-country, hybrid environment. This approach eliminated potential gaps in data protection and addressed technical debt while providing end-to-end visibility into the company’s data environment.

Les principaux éléments de la mise en œuvre comprenaient :

• Consolidation of data protection and recovery operations on the Commvault Cloud platform with a centralized architecture.

• De-duplication and compression technologies for faster backup and higher backup success rates.

• High-availability architecture for the backup infrastructure.

• Global standardization of backup and retention policies.

The unified platform a permis the enterprise to modernize its security and data policies, automate and optimize storage and recovery operations, and maintain compliance across various regulatory requirements. The solution leveraged AI-driven capabilities to provide greater intelligence and accuracy, including real-time anomaly detection and threat analysis for earlier warning of cyberthreats.

“Commvault provides end-to-end visibility to a complex enterprise data environment and granular recovery options to ensure data is always ready for business. Commvault is helping us deliver what true cybersecurity and resilience should be.” said Siddhaarth Pandey, Director, Cloud, Infrastructure, and Security Services Practice at Cognizant.

Les résultats ont été impressionnants :

• 40% faster backup and restore rates for critical servers with storage snapshot integrations and disk-based backups.

• 100% server coverage with a unified platform for all workloads across different backup locations.

• 99% backup success rate through consolidated operations and diligent backup management.

• Effective management of 1024 PBT data across 3000+ clients, including Salesforce and Microsoft 365 workloads.

• Reduced risk, data footprint, and storage costs through global de-duplication and compression.

• Enhanced disaster recovery through backup replication between primary and secondary sites.

• Ransomware alerting at the media agent level.

This transformation a permis the financial services company to establish a holistic cyber resilience strategy to defend against ransomware and other cyber risks while maintaining the integrity and security of vital data across multiple locations.

Commvault’s unified platform offre aux institutions financières des capacités complètes to identify and mitigate cyber threats across their environments. The solution integrates advanced security features with data protection to create a cohesive defense strategy tailored to the unique needs of financial services organizations.

Core strengths of Commvault’s approach include:

• Sophisticated threat detection: AI-forward anomaly detection identifies potential ransomware and other threats before they impact critical systems.

• Immutable backups: Protection of financial data with backup copies that remain secure even if production systems are compromised.

• Compliance search capabilities: Rapid identification and retrieval of specific data required for regulatory inquiries or audits.

• Comprehensive data backup: Protection of diverse financial workloads across on-premises, cloud, and SaaS environments.

• Accelerated recovery: Minimized downtime through rapid restoration of critical financial systems and data.

• Multi-environment management: Unified protection across hybrid and multi-cloud infrastructures common in financial services.

Financial institutions benefit from Commvault’s centralized approach to d’une cyber-résilience. The platform’s simplicity reduces the complexity of managing security across disparate environments. Its scalability accommodates growth without compromising protection. Most importantly, it provides comprehensive coverage for the diverse systems and data types found in modern financial organizations.

Commvault’s team of financial services experts can provide additional insights into protecting specific banking, investment, and insurance workloads. Organizations can develop tailored strategies to address their unique security challenges and compliance requirements with expert guidance on implementation and optimization.

Financial institutions must prioritize d’une cyber-résilience to protect their critical assets, maintain customer trust, and meet regulatory requirements. Modern cyber threats require sophisticated, integrated solutions that can adapt to the changing landscape while providing comprehensive protection across hybrid environments.

A unified approach to data protection and d’une cyber-résilience helps organizations stay ahead of threats while maintaining operational efficiency and regulatory compliance.

Demander une démonstration to see how we can help strengthen your financial institution’s d’une cyber-résilience strategy.